Journey into Finance- A mother’s finance journey

I know money. I have an MBA and banking experience—so how did my account reach negative $81.63?
In this real-life money episode, I share lessons about pending transactions, automatic payments, available balances, and keeping a cushion in checking.
Financial preparedness isn’t about never being surprised. It’s about knowing what to do next.
Visit https://www.etjourne.com 

Every opportunity is not necessarily the right opportunity for you. In this episode, ENTowner shares a practical framework for slowing down before saying yes. Learn what to ask about responsibilities, costs, commissions, recruiting, and realistic earnings—and why “not right now” can be a wise financial decision. Visit ETJourne.com for more practical financial guidance.

If an emergency stopped you from managing the household finances, would someone you trust know what to do? E.N. Towner shares how her stroke made preparation personal and explains how to create a secure financial backup plan. Learn what someone should know about bills, income, contacts, documents, and urgent payments without exposing private details. Visit ETJourne.com.

In this episode of Journey into Finance, which is a continuation of Leave your Legacy Part 1. At the end of the episode, listen to a lecture on Irrevocable Trust and how to situate your assets to obtain Medicaid.

 In this episode of Journey into Finance, we'll touch on Estate Planning, Wills and Trusts and what I learned about leaving a legacy for my loved ones. 

-continuation- What is a "rainy day fund"? Is there a difference between an emergency fund and a rainy day fund? The answer is "no". How much should you have in one of those funds? $2000 to $3000 or as much as you can put aside. Are these funds tracked by the indices?no. not on a personal level. 

What is a "rainy day fund"? it's a safety net for unfortunate events.  Is there a difference between an emergency fund and a rainy day fund? The answer is "no". How much should you have in one of those funds? $2000 to $3000 or as much as you can put aside. Are these funds tracked by the indices?no. not on a personal level. 

Invest in yourself is chapter 8 in my book Journey into Finance which can be used in conjunction with this podcast to gain more insight into my thought process when creating my memoir.I've always been a knowledge seeker especially when it comes to personal finances. Here's a link to my blog https://etjourne.com."Poor people invest after spending, while the rich invest first then spend what's left over." Warren Buffet

"Master the Game", is about understanding the rules of banking, budgeting, saving for short and long-term goals, and tapping into your employer matched investments like a 401K.
Acorns investing link- https://www.acorns.com/invite/X2D3SA
 

A commitment to change in all aspects of life is what it really boils down to, not just finances. There are levels to this ish! Once we become focused on making that change, we will become unstoppable! Are you ready to commit?
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ENTowner Build a Legacy Inc.